/* Livermore Risk Partners — commercial site */
:root {
  --orange: #F58228;
  --orange-dark: #d96e1a;
  --orange-soft: rgba(245, 130, 40, 0.12);
  --charcoal: #4F5D67;
  --charcoal-dark: #3a454c;
  --ink: #2c353b;
  --white: #ffffff;
  --gray-50: #f7f8f9;
  --gray-100: #eef0f2;
  --gray-200: #dde2e6;
  --gray-400: #9aa5ad;
  --gray-600: #6b7780;
  --max: 1120px;
  --radius: 10px;
  --shadow: 0 4px 24px rgba(79, 93, 103, 0.08);
  --shadow-lg: 0 12px 40px rgba(79, 93, 103, 0.12);
  --font: "IBM Plex Sans", system-ui, -apple-system, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; height: auto; display: block; }
a { color: var(--orange); text-decoration: none; }
a:hover { text-decoration: underline; }
ul { list-style: none; }

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

/* —— Header —— */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--gray-200);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: 0.65rem 0;
  min-height: 72px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  text-decoration: none;
  flex-shrink: 0;
}

.logo-link img {
  height: 52px;
  width: auto;
}

.logo-text {
  display: none;
  flex-direction: column;
  line-height: 1.15;
}

.logo-text strong {
  color: var(--charcoal);
  font-size: 0.95rem;
  font-weight: 600;
}

.logo-text span {
  color: var(--gray-600);
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.02em;
}

@media (min-width: 480px) {
  .logo-text { display: flex; }
}

.nav-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  margin-left: auto;
}

.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--charcoal);
  border-radius: 1px;
  transition: 0.2s;
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.site-nav {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  right: 0;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  padding: 1rem 1rem 1.25rem;
  flex-direction: column;
  gap: 0.25rem;
  box-shadow: var(--shadow);
}

.site-nav.open { display: flex; }

.site-nav a {
  color: var(--charcoal);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 0.65rem 0.75rem;
  border-radius: 6px;
  text-decoration: none;
}

.site-nav a:hover,
.site-nav a[aria-current="page"] {
  background: var(--gray-50);
  color: var(--orange);
  text-decoration: none;
}

.site-nav .btn-nav {
  margin-top: 0.5rem;
  text-align: center;
  background: var(--orange);
  color: var(--white) !important;
  font-weight: 600;
}

.site-nav .btn-nav:hover {
  background: var(--orange-dark);
  color: var(--white) !important;
}

@media (min-width: 900px) {
  .nav-toggle { display: none; }
  .site-nav {
    display: flex;
    position: static;
    flex-direction: row;
    align-items: center;
    gap: 0.15rem;
    padding: 0;
    border: none;
    box-shadow: none;
    background: transparent;
  }
  .site-nav a { padding: 0.45rem 0.7rem; }
  .site-nav .btn-nav {
    margin-top: 0;
    margin-left: 0.5rem;
    padding: 0.55rem 1.15rem !important;
  }
}

/* —— Buttons —— */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.4rem;
  padding: 0.75rem 1.4rem;
  font-family: inherit;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: 8px;
  border: 2px solid transparent;
  cursor: pointer;
  text-decoration: none !important;
  transition: background 0.15s, border-color 0.15s, color 0.15s, transform 0.1s;
}

.btn:active { transform: scale(0.98); }

.btn-primary {
  background: var(--orange);
  color: var(--white);
  border-color: var(--orange);
}

.btn-primary:hover {
  background: var(--orange-dark);
  border-color: var(--orange-dark);
  color: var(--white);
}

.btn-secondary {
  background: transparent;
  color: var(--charcoal);
  border-color: var(--gray-200);
}

.btn-secondary:hover {
  border-color: var(--charcoal);
  color: var(--charcoal-dark);
  background: var(--gray-50);
}

.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.45);
}

.btn-ghost:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
  color: var(--white);
}

.btn-lg { padding: 0.9rem 1.65rem; font-size: 1rem; }

/* —— Hero —— */
.hero {
  background:
    linear-gradient(135deg, var(--charcoal-dark) 0%, var(--charcoal) 55%, #5a6a75 100%);
  color: var(--white);
  padding: 3.5rem 0 4rem;
  position: relative;
  overflow: hidden;
}

.hero::after {
  content: "";
  position: absolute;
  right: -8%;
  top: -20%;
  width: 55%;
  height: 140%;
  background: radial-gradient(ellipse, rgba(245,130,40,0.18) 0%, transparent 65%);
  pointer-events: none;
}

.hero .container { position: relative; z-index: 1; }

.hero-badge {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--orange);
  background: rgba(245,130,40,0.15);
  padding: 0.35rem 0.75rem;
  border-radius: 999px;
  margin-bottom: 1.25rem;
}

.hero h1 {
  font-size: clamp(1.85rem, 4.5vw, 2.75rem);
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.02em;
  max-width: 18ch;
  margin-bottom: 1rem;
}

.hero .lead {
  font-size: clamp(1.05rem, 2vw, 1.2rem);
  color: rgba(255,255,255,0.88);
  max-width: 38ch;
  margin-bottom: 1.75rem;
  line-height: 1.55;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

/* —— Trust strip —— */
.trust-strip {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 1.15rem 0;
}

.trust-items {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1rem 2.5rem;
  text-align: center;
}

.trust-items li {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9rem;
  font-weight: 560;
  color: var(--charcoal);
}

.trust-items .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--orange);
  flex-shrink: 0;
}

/* —— Sections —— */
.section { padding: 4rem 0; }
.section-alt { background: var(--gray-50); }

.section-header {
  max-width: 40rem;
  margin-bottom: 2.5rem;
}

.section-header.center {
  text-align: center;
  margin-inline: auto;
}

.eyebrow {
  display: block;
  font-size: 0.8rem;
  font-weight: 650;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 0.5rem;
}

.section-header h2 {
  font-size: clamp(1.55rem, 3vw, 2rem);
  font-weight: 700;
  color: var(--charcoal-dark);
  letter-spacing: -0.02em;
  line-height: 1.25;
  margin-bottom: 0.65rem;
}

.section-header p {
  color: var(--gray-600);
  font-size: 1.05rem;
}

/* —— Cards / grids —— */
.grid-3 {
  display: grid;
  gap: 1.25rem;
  grid-template-columns: 1fr;
}

@media (min-width: 700px) {
  .grid-3 { grid-template-columns: repeat(3, 1fr); }
}

.grid-2 {
  display: grid;
  gap: 1.5rem;
  grid-template-columns: 1fr;
}

@media (min-width: 800px) {
  .grid-2 { grid-template-columns: 1fr 1fr; }
}

.card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 1.5rem 1.4rem;
  box-shadow: var(--shadow);
  transition: border-color 0.15s, box-shadow 0.15s;
}

.card:hover {
  border-color: rgba(245,130,40,0.35);
  box-shadow: var(--shadow-lg);
}

.card-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--orange-soft);
  color: var(--orange);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  font-size: 1.25rem;
  font-weight: 700;
}

.card h3 {
  font-size: 1.1rem;
  font-weight: 650;
  color: var(--charcoal-dark);
  margin-bottom: 0.5rem;
}

.card p {
  color: var(--gray-600);
  font-size: 0.95rem;
  line-height: 1.55;
}

.card ul {
  margin-top: 0.75rem;
}

.card ul li {
  position: relative;
  padding-left: 1.1rem;
  font-size: 0.9rem;
  color: var(--charcoal);
  margin-bottom: 0.35rem;
}

.card ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55em;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--orange);
}

/* —— Pillars with numbers —— */
.pillar-num {
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--orange);
  margin-bottom: 0.35rem;
}

/* —— How it works —— */
.steps {
  display: grid;
  gap: 1.5rem;
  counter-reset: step;
}

@media (min-width: 700px) {
  .steps {
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
  }
}

.step {
  position: relative;
  padding-top: 0.25rem;
}

.step-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--orange);
  color: var(--white);
  font-weight: 700;
  font-size: 0.95rem;
  margin-bottom: 0.85rem;
}

.step h3 {
  font-size: 1.1rem;
  color: var(--charcoal-dark);
  margin-bottom: 0.4rem;
}

.step p {
  color: var(--gray-600);
  font-size: 0.95rem;
}

/* —— CTA band —— */
.cta-band {
  background: linear-gradient(120deg, var(--charcoal-dark), var(--charcoal));
  color: var(--white);
  padding: 3.5rem 0;
  text-align: center;
}

.cta-band h2 {
  font-size: clamp(1.45rem, 3vw, 1.85rem);
  font-weight: 700;
  margin-bottom: 0.65rem;
  letter-spacing: -0.015em;
}

.cta-band p {
  color: rgba(255,255,255,0.82);
  margin-bottom: 1.5rem;
  max-width: 36rem;
  margin-inline: auto;
}

.cta-band .hero-actions {
  justify-content: center;
}

/* —— Page hero (inner pages) —— */
.page-hero {
  background: var(--gray-50);
  border-bottom: 1px solid var(--gray-200);
  padding: 2.75rem 0 2.5rem;
}

.page-hero h1 {
  font-size: clamp(1.75rem, 3.5vw, 2.35rem);
  font-weight: 700;
  color: var(--charcoal-dark);
  letter-spacing: -0.02em;
  margin-bottom: 0.5rem;
}

.page-hero p {
  color: var(--gray-600);
  font-size: 1.1rem;
  max-width: 40rem;
}

/* —— Coverage list —— */
.coverage-list {
  display: grid;
  gap: 1rem;
}

.coverage-item {
  display: grid;
  gap: 0.75rem;
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 1.4rem 1.35rem;
  box-shadow: var(--shadow);
}

@media (min-width: 700px) {
  .coverage-item {
    grid-template-columns: 180px 1fr;
    gap: 1.5rem;
    align-items: start;
  }
}

.coverage-item h3 {
  font-size: 1.05rem;
  color: var(--charcoal-dark);
  font-weight: 650;
}

.coverage-meta {
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--orange);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin-bottom: 0.35rem;
}

.coverage-item p {
  color: var(--gray-600);
  font-size: 0.95rem;
}

.coverage-item .for {
  margin-top: 0.5rem;
  font-size: 0.88rem;
  color: var(--charcoal);
}

.coverage-item .for strong { font-weight: 600; }

/* —— About —— */
.about-grid {
  display: grid;
  gap: 2rem;
}

@media (min-width: 800px) {
  .about-grid {
    grid-template-columns: 1.2fr 0.8fr;
    align-items: start;
  }
}

.about-body p {
  margin-bottom: 1rem;
  color: var(--gray-600);
}

.about-body p:last-child { margin-bottom: 0; }

.about-aside {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
}

.about-aside h3 {
  font-size: 1rem;
  color: var(--charcoal-dark);
  margin-bottom: 0.75rem;
}

.about-aside dl {
  display: grid;
  gap: 0.65rem;
}

.about-aside dt {
  font-size: 0.75rem;
  font-weight: 650;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--gray-400);
}

.about-aside dd {
  font-size: 0.95rem;
  color: var(--charcoal);
  margin-bottom: 0.35rem;
}

.heritage {
  border-left: 3px solid var(--orange);
  padding-left: 1rem;
  margin: 1.5rem 0;
  font-style: italic;
  color: var(--charcoal);
}

/* —— Contact form —— */
.contact-layout {
  display: grid;
  gap: 2.5rem;
}

@media (min-width: 850px) {
  .contact-layout {
    grid-template-columns: 1fr 1.15fr;
    gap: 3rem;
  }
}

.contact-info h2 {
  font-size: 1.35rem;
  color: var(--charcoal-dark);
  margin-bottom: 0.75rem;
}

.contact-info > p {
  color: var(--gray-600);
  margin-bottom: 1.5rem;
}

.contact-details {
  display: grid;
  gap: 1rem;
}

.contact-details a {
  color: var(--charcoal);
  font-weight: 550;
  text-decoration: none;
}

.contact-details a:hover { color: var(--orange); }

.contact-details .label {
  display: block;
  font-size: 0.75rem;
  font-weight: 650;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--gray-400);
  margin-bottom: 0.2rem;
}

.form-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  padding: 1.75rem 1.5rem;
  box-shadow: var(--shadow);
}

.form-card h2 {
  font-size: 1.2rem;
  color: var(--charcoal-dark);
  margin-bottom: 0.35rem;
}

.form-card .form-note {
  font-size: 0.88rem;
  color: var(--gray-600);
  margin-bottom: 1.35rem;
}

.form-row {
  display: grid;
  gap: 1rem;
  margin-bottom: 1rem;
}

@media (min-width: 560px) {
  .form-row.two { grid-template-columns: 1fr 1fr; }
}

.field label {
  display: block;
  font-size: 0.85rem;
  font-weight: 550;
  color: var(--charcoal);
  margin-bottom: 0.35rem;
}

.field label .opt {
  font-weight: 400;
  color: var(--gray-400);
}

.field input,
.field select,
.field textarea {
  width: 100%;
  padding: 0.7rem 0.85rem;
  font-family: inherit;
  font-size: 0.95rem;
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 7px;
  transition: border-color 0.15s, box-shadow 0.15s;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--orange);
  box-shadow: 0 0 0 3px var(--orange-soft);
}

.field textarea { min-height: 110px; resize: vertical; }

.form-actions { margin-top: 0.5rem; }

.form-wire-note {
  margin-top: 1rem;
  padding: 0.75rem 0.9rem;
  background: var(--gray-50);
  border-radius: 7px;
  font-size: 0.8rem;
  color: var(--gray-600);
  line-height: 1.45;
}

.privacy-blurb {
  margin-top: 1rem;
  font-size: 0.8rem;
  color: var(--gray-400);
}

/* —— Footer —— */
.site-footer {
  background: var(--charcoal-dark);
  color: rgba(255,255,255,0.78);
  padding: 2.75rem 0 1.75rem;
  font-size: 0.9rem;
}

.footer-grid {
  display: grid;
  gap: 2rem;
  margin-bottom: 2rem;
}

@media (min-width: 700px) {
  .footer-grid {
    grid-template-columns: 1.4fr 1fr 1fr;
  }
}

.footer-brand img {
  height: 48px;
  width: auto;
  margin-bottom: 0.85rem;
  filter: brightness(0) invert(1);
  opacity: 0.92;
}

.footer-brand p {
  font-size: 0.88rem;
  line-height: 1.5;
  max-width: 28ch;
}

.footer-col h4 {
  color: var(--white);
  font-size: 0.8rem;
  font-weight: 650;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 0.85rem;
}

.footer-col ul { display: grid; gap: 0.4rem; }

.footer-col a {
  color: rgba(255,255,255,0.75);
  text-decoration: none;
}

.footer-col a:hover {
  color: var(--orange);
  text-decoration: none;
}

.footer-legal {
  border-top: 1px solid rgba(255,255,255,0.12);
  padding-top: 1.35rem;
  display: grid;
  gap: 0.65rem;
  font-size: 0.8rem;
  color: rgba(255,255,255,0.55);
}

.footer-legal a {
  color: rgba(255,255,255,0.7);
}

.footer-legal a:hover { color: var(--orange); }

/* —— Utilities —— */
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

.text-link {
  font-weight: 600;
  color: var(--orange);
}

.mt-2 { margin-top: 2rem; }